Security

Gift Card Scams: How They Work and How to Get Money Back

Being Tricky

The short answer

Gift card scams are any scheme where someone tells you to pay them by buying gift cards and sharing the card numbers.

At a glance

About 15 minutes · Medium · For Security

Key point 1 of 5

The FTC lists many cover stories.

Key point 2 of 5

You’re told to pay with gift cards.

Key point 3 of 5

Gift cards aren’t the only red flag.

Key point 4 of 5

Share the one-line rule: nobody official ever wants gift cards.

Step 5 of 5

Stop and hang up (or stop replying). You don’t owe the caller an explanation.

Quick tip

Cashiers are often trained to ask why you’re buying a stack of gift cards.

Watch out

Watch for a second scam. People who lost money are often contacted by someone offering to “recover” it for a fee.

You might ask

Can I get my money back from a gift card scam? Sometimes. If the scammer hasn’t spent the balance, the card issuer may freeze and refund it.

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Gift Card Scams: How They Work and How to Get Money Back

Being Tricky